National Insurance Contributions
Class 1 (not contracted out) |
Employer |
Employee |
Payable on weekly earnings of |
|
|
£97 (lower earnings limit) to £110 |
0% |
0% |
£110.01 - £770 (upper accrual point) |
12.8% |
11% |
£770.01 - £844 (upper earnings limit) |
12.8% |
11% |
Over £844 |
12.8% |
1% |
Over state retirement age, the employee contribution is generally Nil |
|
|
Class 1A (on relevant benefits) |
12.8% |
Nil |
|
|
Class 1B (on PAYE settlement arrangement) |
12.8% |
Nil |
|
|
Class 2 (Self employed) |
£2.40 per week |
Limit of net earnings for exception |
£5,075 per annum |
|
|
Class 3 (Voluntary) |
£12.05 per week |
|
|
Class 4* (Self employed on profits) |
|
£5,715 - £43,875 |
8% |
Excess over £43,875 |
1% |
*Exemption applies if state retirement age was reached by 6 April 2010. |
|
Note
For those earning between £97 per week and £770
per week, employers receive a rebate of
1.4% on contracted out money purchase schemes or 3.7% on contracted
out final salary schemes, and employees a rebate of 1.6% for either scheme.